Are you ready for a Financial Adviser?

I recently received a call from a prospective client. Let’s call him Joe. Up until 12 months ago, Joe was in a high paid management role. Naturally it was also a highly stressful job so Joe made the decision to switch careers into something with less stress so he could enjoy life more. Unfortunately the […]

Curly Questions

I recently received an email from a client asking whether any of the investments that I have her in have any inbuilt trail commissions. Over the last few years, any time I have received a question from a client I usually have an initial moment of panic, “How do I answer that?”, however I have […]

Do you know your spending habits?

Financial planning is just as much about understanding your buying and spending habits as it is about understanding how to manage cashflow and debt. This year, I have discovered that I learn by doing, often the hard way. We recently bought my husband a new car. In the past we have traded our old car […]

Goal Setting for 2014

Welcome to 2014. I am one of those lucky people that love what I do, but even as much as I love it, by the end of 2013, I was exhausted!! I took 3 weeks off and feel amazing, I am rejuvenated and ready to take on all the challenges that 2014 will throw me. […]

Why use a financial planner?

Good advice from an experienced, well-informed financial adviser can help you: •  save money •  protect against financial risk •  remove or manage debt •  grow assets •  provide strategies to improve tax outcomes •  plan for retirement •  identify entitlements for government benefits •  plan what inheritance is to be left to your dependents […]

1 Step Back, 4 Steps Forward

Earlier this year, I was contacted by a lady who was at the end of the rope. Her and her husband ran a business, were paying off their home and raising 3 children, but from one week to the next there just didn’t seem to be enough money to go around. After some lengthy discussion, […]

Quick cash

While watching TV over the weekend, I saw an add for a new quick cash loan company. The idea is that you can borrow a small amount of money for a small amount of time, ie a few weeks to a month and as it is all done online you can get approved and have […]

What does wealthy mean to you?

As a Financial Adviser, it is my job to help people use the resources at their disposal to acheive their goals and dreams. Most people desire to acheive Financial Freedom and possibly even become “Wealthy”. But what does “Wealthy” mean to you? Wealthy could mean owning your own home or it could mean having total […]

Products

Anyone that knows me, knows that I have built my business on a) providing quality advice and b) building relationships with people to help them on their path to financial freedom. Having said all of that in my line of work, understanding the “Products” you are invested in or insured with is important and particularly […]

Cashflow / Budgeting

I have recently come to the conclusion that not everyone knows what I know and I don’t mean what I have learned from my many years of studying, I mean what life has taught me, particularly about finances. Today I want to share a couple of key points that I have learned. Everyone is different. […]