Outcome #10 - I want a comfortable retirement

Redefining Retirement…

I have worked in the Financial Services industry since 1998.  Much of that time has been spent working with clients nearing or already in retirement and I now find myself specialising in Retirement Planning. I have extensive knowledge in Superannuation and Centrelink benefits for retirees and I have many great strategies for helping people boost […]

Outcome #2 Annual Family H

2016 was the year of:

As we prepare for another Christmas of festivities, family and fun, once again I reflect on the past 12 months.  2016 was a very interesting year, it had its challenges but they came with some important lessons which will propel us forward in 2017.  2016 was the year of: Expect the unexpected In June this […]

DIY Financial Planning

Earlier today I met with a woman who I have not been able to get out of my head ever since.  Let’s call her Shirley.  Shirley is 40, she is married with 2 young children and suffers from ill health.  Sadly, her mother recently passed away and left her a fairly significant inheritance.  After paying […]

Lessons from 2015

I love learning new things and every year I pick up a few things that are key to success in work and in life. Here are 10 things that I learned in 2015. Delegation I have always believed in the power of delegating tasks to better qualified people, which may be staff in the office […]

Australia’s Retirement Income System

I’m sure by now you have heard that due to rising life expectancies, increased government debt and uncertain economic conditions, our social security system is under more pressure than ever before. It is the primary reason why our government continues to make changes to superannuation and the age pension. What you may not realise is […]

Interest Rate Cut

Last week the Reserve Bank of Australia cut interest rates a further 25 basis points, bringing the official cash rate down to just 2.0%. The good news is that home loan interest rates should also come down which would save a household with a $250,000 loan approximately $52.08 per month. However, what is the impact […]

Very Bad Debt

I often get asked what a Financial Planner does and the benefits of working with a Financial Planner. A lot of what I do is filtering through complex strategies and investments for my clients and finding what will suit them best, ie doing for them what they are unable or unwilling to do for themselves. […]

Financial Planning so you can eat cake

While talking to a client recently about some changes to her financial situation, I started talking to her about my philosophy on exercise. You see, 5 years ago I was allergic to exercise. I had tried everything from gym memberships to Yoga classes and nothing stuck. I would get in to it for 3-6 months […]